Insurance companies will use as many tricks as possible to settle your personal injury claim for as little as possible. That's why it's very important to hire an experienced personal injury attorney to help deal with the insurance adjuster. If you have been injured in a Sarasota or Bradenton automobile accident, you should be aware of the following tactics that insurance companies will use:
If you sustain injuries from a Sarasota or Bradenton slip and fall accident on another person's property because of a dangerous condition on said property and you want to hold the property owner legally liable for your injuries, one of the following must be true:
The owner of the property or an employee caused the dangerous condition.
The property owner or employee knew about the dangerous condition but didn't attempt to fix it.
The owner or employee should have been aware of the dangerous condition as a reasonable property owner would have been aware of the condition.
Motor vehicle accidents cause about half of all traumatic brain injuries. During an automobile accident, the force of the impact can cause the brain to collide against the hard skull. When a moving head comes to a complete stop, the brain continues to move and strikes the interior of the skull. A brain bleed (hemorrhage) is not always apparent at the time of the injury. Blunt head trauma occurs when a moving head hits a stationary object. A roof crush can cause an open head wound which is a blunt trauma. There is increasing evidence that traumatic brain injuries do occur from head injuries even though there has been no loss of consciousness.
Spinal cord injuries from motor vehicle accidents can cause permanent disabilities. A spinal cord injury is a fracture or dislocation of the vertebrae that is usually caused by a sudden impact to the spine. Spinal cord injuries can include spinal fracture, broken bones, herniated discs, spinal cord compression, paraplegia, quadriplegia and paralysis. Following are some spinal cord injury statistics:
About 12,000 new spinal cord injuries occur every year in the United States.
About 265,000 people in the United States live with spinal cord injuries.
Car accidents cause about 40% of spinal cord injuries. 28% are caused by slip and fall accidents and 17% from assaults. The remaining spinal cord injuries are caused by sports, other accidents and other unknown causes.
A Sarasota or Bradenton bicycle accident can result in serious injuries. When a cyclist is struck by a motor vehicle, there is very little protection and the injuries that result can range from deep cuts and broken bones to spinal cord injuries, serious head wounds and traumatic brain injuries. Florida has more bicycle accidents than any other state. According to the National Highway Traffic and Safety Administration (NHTSA), Florida accounts for one out of every six bicycle accident fatalities in the nation. In Florida, there are many high speed, high traffic roads that are particularly dangerous for cyclists. Also, middle aged men are more likely to be killed or seriously injured in a Florida bicycle accident than any other age group. Male riders ages 45-54 have the highest fatality rates from bicycle accidents. Unfortunately, many times the accident victim is a family's primary source of income.
The National Floor Safety Institute (NFSI) and the Centers for Disease Control (CDC) estimate that approximately one million Americans visit the emergency room every year due to injuries from slip and fall accidents. Anyone can suffer injuries from slip and fall accidents, but they are more likely to occur among the elderly. Slip and fall accidents among elderly Floridians can be a major source of injury and disability. Even though slip and fall accidents are more common among the elderly, they can happen to anybody at any time in just about any place.
The Insurance Research Council (IRC) estimates that approximately one out of every four Florida drivers is uninsured. Many more Florida drivers are underinsured which means that they have minimum limits of insurance coverage and this coverage is most likely inadequate if they injure you in a Sarasota or Bradenton motor vehicle accident. This is why it is very important to purchase uninsured/underinsured (UM/UIM) motorist coverage. If you have UM/UIM insurance, your accident related expenses can be covered up to the limits of that coverage. In addition to medical bills, uninsured motorist coverage can cover lost wages and loss of earning capacity. Uninsured/Underinsured motorist coverage can also help cover your injuries if you were a bicyclist or pedestrian involved in an accident with an uninsured or underinsured driver
When a large truck collides with a smaller vehicle, the results can be catastrophic. In Florida, trucks can weigh up to 20 times more than an average car. The drivers and passengers in the car are at great risk of serious bodily injury when involved in an accident with a large truck. Florida trucking accidents are often caused by driver inattention, fatigue or aggressive driving.
If you sustain injuries in a Sarasota or Bradenton motor vehicle accident or a Sarasota or Bradenton slip and fall accident, it is extremely important that you rule out the possibility of a traumatic brain injury. A person who strikes their head during an accident does not have to lose consciousness in order to sustain a traumatic brain injury. Even a concussion is in fact a mild traumatic brain injury. Other misconceptions relating to traumatic brain injuries include:
Negative MRI's, EEG's or CT scans rule out traumatic brain injuries.
An injured accident victim must strike their head in order to sustain a traumatic brain injury.
Mild traumatic brain injuries are not serious.
Mild traumatic brain injuries are not permanent.
Mild traumatic brain injuries are not disabling.
All children who sustain traumatic brain injuries recover.
A low speed collision doesn't lead to traumatic brain injuries.
A head-on collision occurs when the front end of two vehicles collide with each other. Head-on collisions only make up about 2% of all motor vehicle accidents, but they account for about 10% of all traffic accident fatalities. A Sarasota or Bradenton head-on collision can lead to catastrophic injuries or fatalities. Injuries from a Sarasota or Bradenton head-on collision can include broken bones, burns, lacerations, head, neck or back injuries, spinal cord injuries and traumatic brain injuries. Following are some of the reasons the injury and fatality rates are so high with regards to head-on collisions:
The next big evolutionary step in motor vehicle technology is the implementation of vehicle to vehicle technology (V2V). The V2V technology enables cars to virtually "talk" to each other. Systems will warn drivers of an impending crash and in some vehicles, an automatic braking system will operate if the driver doesn't respond. A warning system will let drivers know if they don't have enough time to make a left turn in front of oncoming traffic. Some V2V technology is already available on some higher end vehicles. Technology that is now available includes lane departure warning systems which warn drivers when their vehicle leaves its lane and some systems steer the car back into the proper lane
Since 2001, Florida has seen more bicycle accident fatalities than any other state. Florida accounts for one out of every six bicycle accident fatalities in the nation. The number one cause of bicycle accidents in Florida is driver carelessness. Cyclists have the same rights while on the road that motorists do and often, motorists fail to yield the right of way to cyclists. Another problem that frequently occurs is when a motorist fails to leave enough space (3 feet in Florida) between their vehicle and the cyclist.
There have been two more serious motorcycle accidents recently in our area, one of them ending in a fatality. Motorcycle accidents can be quite devastating because there is very little to protect the rider when colliding with another vehicle. According to the National Highway Traffic and Safety Administration (NHTSA), motorcycle accidents represent about 11% of all highway traffic accident fatalities. Injuries from a Sarasota or Bradenton motorcycle accident can include broken bones, spinal cord injuries, paralysis or traumatic brain injuries.
On Wednesday, December 18, 2013 in Charlotte County, Florida, a dump truck with the bed left in the upright position crashed into the Ponce De Leon overpass sending chunks of concrete onto the highway
below. Florida Highway Patrol reported that southbound lanes of Interstate 75 were blocked due to pieces of concrete falling onto the highway. It was also reported that one of the bridge's support beams was cracked all the way through and the bridge actually shifted about four inches. Southbound lanes of Interstate 75 were closed between River Road and Sumter Boulevard.
Stairs that don't comply with building codes or ramps that don't meet safety requirements for disabled persons can lead to serious slip and fall accident injuries. Many times buildings don't meet these requirements Perhaps an unlicensed contractor didn't follow safety standards or the building's owner failed to fix the dangerous condition. Maybe the dangerous condition existed for years without any accidents or injuries occurring.